| A self certification mortgage in the UK is available to the self employed, employed, first time buyers and those with a bad credit history. | General Consumer Tip: Whether you are buying a new property or changing providers for re-mortgaging, you need to be sure you can afford the repayments. lenders consider a number of things working out how much you can borrow, like your income and employment status, the property value, the outgoings and your credit history, although brokers use different rules, most of them share these guidelines.
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