Self Certified Mortgages

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I get calls from people looking for self-certified easy mortgages who've been made bankrupt, who have CCJs (County Court Judgements) against their name, or whose credit history is patchy.

You can attempt to erase or ameliorate these black marks. Do your own credit check. Go to Equifax and Experian. As there may be different entries in each, order your credit report from BOTH sites. Ensure you give the same name and address as you normally have on your bills. If you moved recently (in the past two to three years), give your old address as well.

General Consumer Tip:

TIP: Don't look for a property without being pre-approved for your e-mortgage. You will have much more negotiating power with the vendor, and may be able to save thousands of pounds.


General Consumer Tip:

Use the internet to your advantage. The main reason that the internet exists is for you to find the information that you are looking for, when you need it. Learn all that there is to know about product options which are available for you through different venders. This will give you a good idea of where you should apply for these types of items. It is one of the best ways to learn more about item cost-price options.




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Time now: 08:31:27 | Friday | March 19 | 2010.
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